Frequently Asked
Questions and Answers

GloBeam is a Reality Network designed to help users pursue goals in life such as the following:

1. Enjoyment & Pleasure
   I want to enjoy life (e.g., food, travel, entertainment, etc.).
2. Achievement & Success
   I want to accomplish something (e.g., success, building something, etc.).
3. Wealth & Security
   I want to feel financially safe and powerful (e.g., money, assets, etc.).
4. Status & Recognition
   I want to be respected and seen (e.g., social status, reputation, etc.).
5. Freedom & Autonomy
   I want control over my life (e.g., doing it my way, flexible time, etc.).
6. Relationships & Belonging
   I want connections (e.g., family, friends, community, etc.).
7. Power & Influence
   I want to shape the world (e.g., ownership, leadership, etc.).
8. Curiosity & Exploration
   I want to discover and experience (e.g., travel, learning, etc.).
9. Creation & Expression
   I want to express myself (e.g., art, ideas, innovation, etc.).
10. Meaning & Legacy
    I want my life to matter (e.g., making impact, being remembered, etc.).

GloBeam is a Reality Network—not a social network. It turns passive consumption into real-world action, where life actually happens.

In the AI age, traditional social networks are increasingly flooded with AI-generated content, bots, and fake personas. Users spend hours watching and scrolling—yet often feel disconnected from real life. GloBeam takes a fundamentally different approach. It is anchored in physical presence, real places, and real-world experiences. On GloBeam, users are not just observers of content—they are participants in reality.

While traditional social networks immerse users in a virtual environment, GloBeam connects users directly to real people, real businesses, and real events happening in the real world. It transforms digital interaction into real-life engagement, helping users discover what is actually happening and participate in it.

Traditional platforms are driven by endless feeds, random comments, and passive scrolling. GloBeam replaces this with a platform centered on meaningful activities and real-world interactions. Instead of consuming time on disconnected content, users are empowered to step out, engage, experience, and enjoy life.

GloBeam is built on a simple but powerful idea: Stop Watching. Start Living.

It is not just another place to spend time—it is a platform designed to help people use their time to live better, connect deeper, and pursue goals in life.

Below are some example capabilities available on GloBeam:

• Protection of Intellectual Property Rights
  Unauthorized copying is common on social networks. GloBeam strictly prohibits unauthorized use of content and ensures that Event Creators retain their rights.
• Monetary Rewards for Event Creators
  Unlike social networks, which often expect Event Creators to provide content (e.g., videos or photos) for free, GloBeam enables them to sell copies of their events to generate income.
• Integration of Real & Virtual Worlds
  Social networks are primarily used for virtual interactions. GloBeam bridges the gap between the real and virtual worlds, offering seamless integration.
• Team-Based Collaboration
  Social networks focus on individual content creators attracting their own followers. GloBeam fosters a team-based approach, allowing multiple Event Creators to collaborate within a single channel to achieve shared goals.
• Support for Both Online & Brick-and-Mortar Businesses
  While social networks mainly cater to online businesses, GloBeam supports both online and physical stores or organizations, including restaurants, bars, flower shops, clothing stores, beauty salons, spas, barbershops, grocery stores, furniture stores, limousine services, art galleries, gyms, yoga studios, private tutors, martial arts classes, car service shops, toy stores, game centers, hotels, motels, universities, colleges, schools, nurseries, banks, credit unions, insurance companies, stockbrokers, law firms, accounting firms, car dealers, golf clubs, and many more.
• Professionalism, Trust, and Security
  GloBeam based on its own policies and applicable laws may remove events that include misinformation, pornography, offensive material, or other inappropriate content.
• Personal Protection and Safety
  Social networks do not protect personal safety. In contrast, GloBeam intends to help users save lives, manage emergencies, minimize risks, combat crime, prevent fraud, and protect members in both the real and virtual worlds.

GloBeam mobile app, version 4.0 (and above) has five icons at the bottom of the main screen: Action, Certify, Alert, Protect, and Profile (from left to right). Note: Feature availability may vary by version and location.

• Tapping the "Action" icon provides access to the functions of "GloBeam Action." The number next to the icon is the number of new events that your friends have published. Please see Section B below for more information.
• Tapping the "Certify" icon opens functions related to "Email Certification." The number next to the icon is the number of certified emails that you have received. Please see Section C below for more information.
• Tapping the "Alert" icon provides access to "GloBeam Alert." The number next to the icon is the number of new alerts that you have received. Please see Section D below for more information.
• Tapping the "Protect" icon offers features for "Fraud Prevention and Identity Protection." The number next to the icon is the number of new fraud notices that you have received. Please see Section E below for more information.
• Tapping the "Profile" icon shows your currently selected active channel page. The number next to the icon is the number of new messages that you have received. Please refer to "functions of the channel page" (explained below) for more information.

GloBeam Action empowers businesses and professionals to prosper by fostering growth and success, while also offering individuals financial rewards, personal entertainment, and real-time updates on events of interest in both the real and virtual worlds. Additionally, it facilitates global collaboration that may assist in saving lives and combating crimes, human trafficking, and disasters.

There are many possible applications. Below please find some examples:

• Empowering "Brick-and-Mortar" Businesses:
  GloBeam Action empowers brick-and-mortar businesses — including restaurants, bars, flower shops, clothing stores, beauty salons, spas, barbershops, grocery stores, furniture stores, gyms, yoga studios, tutoring services, martial arts classes, car service shops, toy stores, game centers, hotels, motels, universities, colleges, schools, nurseries, banks, credit unions, insurance companies, stockbrokers, law firms, accounting firms, car dealers, golf clubs, and more — and professionals (such as artists, attorneys, and accountants) to grow their businesses.
• Receiving Large Financial Rewards:
  Individuals may have opportunities to receive financial rewards depending on engagement, demand, and other factors.
• Hosting Online Stores:
  GloBeam Action also enables online stores to conduct their business seamlessly.
• Promoting All Types of Products and Services:
  Professionals and businesses, both in the real and virtual worlds, may set up channels on GloBeam to promote their products or services.
• Establishing Ubiquitous Real-Time Broadcasting Facilities:
  GloBeam empowers members to establish broadcasting channels. For example, homeowners in a gated community can join an "association channel," allowing them to immediately alert neighbors if something is wrong. By uploading a video or photo of the incident, people can also identify the perpetrator and help prevent further crimes, losses, or damages.
• Organizing Group Activities:
  There are many groups in the real world. For example, people from the same origin may unite themselves to share information and support one another. Alumni from the same school may form an association to host various events. A professional organization may conduct seminars and training classes from time to time. All types of groups may establish private channels on GloBeam to exclusively manage their members and activities. Moreover, a person may join multiple private channels on GloBeam based on one personal profile without rewriting it multiple times. Alternatively, a person may also join multiple private channels on GloBeam based on multiple personal profiles, one for each channel.
• Managing Natural Disasters (e.g., Wildfires):
  If a GloBeam member spots a wildfire on a nearby hill, he/she may instantly alert others on the neighborhood channel. By uploading a video or photo of the fire, he/she may provide critical information to the fire department, enabling precise and timely action to extinguish the fire.
• Rescuing Missing Children:
  When a child goes missing, parents may use GloBeam Action to seek immediate help from members in their neighborhood and around the world. By uploading a video or photo of the child, GloBeam members may assist in rescuing the child.
• Preventing Crimes in College Towns:
  When a violent crime (e.g., murder, rape, assault, or robbery) occurs in a college town, students and residents on the same "college town channel" may share real-time information to protect themselves from the criminals.
• Combatting Human Trafficking:
  A victim of human trafficking may upload a video or photo to GloBeam Action to seek immediate help from members worldwide. Background details in the footage (e.g., buildings or street signs) may help police or the FBI identify the location and take swift action to rescue the victim.
• Avoiding Violent Crimes:
  If a GloBeam member witnesses a robbery or gun violence at a shopping center, he/she may upload a video or photo to alert others to avoid the area. Law enforcement agencies may use this information to apprehend and prosecute criminals.
• Guarding the Neighborhood:
  When a GloBeam member becomes aware of a burglary incident, he/she may immediately alert other residents in the same neighborhood, as burglars often target multiple homes in the same area.
• Evading Dangerous Wild Animals:
  If a GloBeam member spots a dangerous wild animal (e.g., a bear, lion, wolf, or coyote), he/she may instantly alert other people to be cautious and stay safe.
• Receiving Timely Updates Globally:
  During a hurricane or snowstorm, a mother living far away may access real-time updates, including videos and photos shared by GloBeam members, to learn about the precise weather conditions her son is experiencing in the same city.
• Announcing Facts and Truth:
  During a city riot, GloBeam members may instantly broadcast real-time videos and photos, enabling the entire world to see what is truly happening.
• Reporting Disasters and Accidents:
  When a GloBeam member encounters a landslide blocking a road, he/she may upload a video or photo to inform others about the location and current traffic conditions.

There are countless ways for GloBeam members to benefit from GloBeam Action. You may uncover additional applications through creativity and imagination.

A Channel Owner can designate his/her channel as a "Private Channel." Events on a Private Channel are only accessible to GloBeam members who have been granted permission to join (i.e., follow) the channel. To follow a Private Channel, a GloBeam member must submit a request, which the Channel Owner can accept or decline, subject to GloBeam policies and applicable laws. The Channel Owner also has the option to remove existing followers from the Private Channel.

Examples of Private Channels include:

• A community association creating an "Association Channel" that only residents in the community can follow.
• A company setting up a "Company Channel" exclusively for its employees.
• A school establishing a "School Channel" restricted to its students and teachers.

A Channel Owner can designate his/her channel as a "Paid Channel." Events on a Paid Channel are accessible only to GloBeam members who have paid the non-refundable monthly subscription fee in advance. Examples of Paid Channels include those for yoga classes, private tutoring, martial arts training, art galleries, museums, multimedia entertainment, and more.

The Channel Owner has the option to remove any existing follower from the Paid Channel. If a follower is expelled, the expulsion will take effect at the end of the current month, for which the subscription fee has already been paid. As a result, no refunds for prepaid fees are required. Once expelled, the follower will no longer be able to access the Paid Channel. Note: Fees are generally non-refundable, except where required by applicable law.

A Channel Owner can designate his/her channel as a "Public Channel." Unlike Private or Paid Channels, events on a Public Channel are accessible to all GloBeam members. However, the Channel Owner has the option to block any member from following the Public Channel at any time. Once blocked, the member cannot follow or view the channel until the block is removed by the Channel Owner. By default, all new channels are set as Public Channels until the Channel Owners change their status.

A Channel Owner can configure his/her channel to allow uploads from:

• The Channel Owner only.
• A group of partners selected by the Channel Owner.
• Any follower.

For example, a Channel Owner may restrict other people from uploading to his/her channel featuring private tutor classes. A news channel might permit multiple reporters (i.e., a group of partners) to upload events. Similarly, a community association's channel may allow all followers (i.e., association members) to upload events. These three upload options are available for Private, Paid, and Public Channels.

A Channel Owner is responsible for ensuring that all content on his/her channel comply with applicable local, U.S., and international laws. GloBeam may also enforce its policies to comply with applicable laws. The Channel Owner has the authority to delete any event or comment, including associated videos and photos. He/she may also remove any partner and block individuals from following the channel as needed at any time.

Potential Channel Owners include individuals, online businesses, and brick-and-mortar businesses (e.g., restaurants, bars, flower shops, clothing stores, beauty salons, spas, barbershops, grocery stores, furniture stores, gyms, yoga studios, private tutoring services, martial arts classes, car service shops, toy stores, game centers, hotels, motels, universities, colleges, schools, nurseries, banks, credit unions, insurance companies, stockbrokers, law firms, accounting firms, car dealers, golf clubs, and many more), and professionals (e.g., artists, event producers, news reporters, attorneys, and accountants).

"Talents" are non-refundable, non-redeemable, limited-purpose digital items licensed by GloBeam to users for use solely within the GloBeam platform to access features, express appreciation, or interact with content and services. Talents are not currency, have no cash value, are not transferable, and cannot be exchanged for money or any monetary equivalent. GloBeam may modify or discontinue Talents at any time.

"Diamonds" are internal measurement units used by GloBeam to track user engagement and participation. Diamonds do not constitute money, stored value, or property, and do not represent a deposit or custodial account. Diamonds are not transferable, are not redeemable by users, and have no fixed monetary value.

From time to time, GloBeam may, at its sole discretion and subject to applicable terms, determine to provide monetary compensation to eligible users based on their Diamond activity. Any such compensation is determined solely by GloBeam and is not a redemption, exchange, or conversion of Diamonds.

Diamonds are not a prepaid instrument, payment instrument, or stored value product, and do not create any fiduciary or custodial relationship between GloBeam and users.

Payouts to event creators require request, approval, and matched conditions. GloBeam controls whether, when, and how much to pay. GloBeam may modify, suspend, or discontinue Diamonds or related programs at any time.

A video or photo uploaded to GloBeam Action to be displayed on a channel is considered an event. For example:

• An artist can upload a multimedia art video as an event for his/her channel.
• A yoga teacher can upload a class video as an event for his/her channel.
• A news reporter can upload a news video as an event for a news channel.
• A restaurant can upload a video of a new dish as an event for its channel.

To avoid confusion, a video or photo uploaded to the comment section of an event is treated as a comment, not an event.

A GloBeam member can create an event to become an "Event Creator." Event Creators are responsible for ensuring that all their events comply with applicable local, U.S., and international laws. GloBeam may also enforce its policies to comply with applicable laws.

An Event Creator must first upload a new event (e.g., a video or photo) to his/her Gallery, where it becomes a "source event." From the Gallery, copies of the source event can be uploaded to multiple channels, each with a specific event description. The original source event (without descriptions or user comments) remains stored in the Gallery. Event Creators can track the channels displaying their events or storing them in the Stockroom by drilling down from the source event. They can also view comments associated with each event on individual channels.

There are many AI-generated materials created based on imagination today. Because GloBeam promotes reality, if your event is a real-world event, it is advisable for you to enter the name of the city where the event is created when you upload the event to your Gallery. The name of the city will become a permanent hashtag on the event and event copies. This hashtag cannot be removed. This distinguishes your real events from AI-generated imaginary materials. These events with city names may generate income for you because local businesses in those cities may purchase your event copies to promote their business. Your fans in those cities may purchase your event copies to support you. GloBeam may remove an event or event copy with false city information based on GloBeam's policy and applicable laws.

Deleting an event from a channel does not affect the original source event in the Gallery. Event Creators can re-upload the event to a channel by adding a new description. However, if the source event is deleted from the Gallery, it may not be recoverable. Copies of the source event already uploaded to various channels remain unaffected by the deletion of the source event.

Some Channel Owners, such as brick-and-mortar businesses, may need to publish new events frequently to attract attention from potential customers but lack the time or resources to create them. Event Creators have the option to set prices for events displayed on their channels, allowing followers who are Channel Owners to purchase copies of these events. Some individuals may also want to support their favorite Event Creators by purchasing their event copies. To encourage Channel Owners to purchase event copies from Event Creators, newly purchased event copies are given a special promotion when they are published by the Channel Owners right after the event purchase transaction. This helps the Channel Owners to promote their channels.

The minimum price for each event purchase transaction is set by GloBeam based on its policy and can be different in different areas. For example, the minimum price in the USA may be different from the minimum price in Thailand. If two different minimum prices occur because the Event Creator and the Channel Owner are in two different areas with different minimum prices, the higher one is used as the minimum price for the transaction. All "Event Purchase" transactions are generally final and non-refundable, except as required by law.

When a Channel Owner purchases an event from another channel, an identical copy of the event, without the original event description and comments, is stored in the Channel Owner's "Stockroom." However, the permanent city name hashtag that was created when the event was uploaded to GloBeam cannot be removed. The Channel Owner can publish the event on his/her channel and may add an event description to promote his/her business.

Each channel has its own Stockroom. Once the purchased event is published on the channel, it is removed from the Stockroom. If the Channel Owner wants to display the same event on multiple channels, he/she must purchase multiple copies of the event. Purchased events can only be displayed on the Channel Owner's own channels and cannot be resold.

When publishing a purchased event copy, the Channel Owner is allowed to include up to ten (10) keywords with hashtags in the event description to promote his/her business.

When a Channel Owner purchases an event, it is stored in the channel's "Stockroom."

If the Channel Owner deletes a purchased event from his/her channel, the event description added by the Channel Owner and all associated comments are also deleted. The deleted event is returned to the Stockroom. To republish a purchased event from the Stockroom, the Channel Owner can add a new event description.

Once an event is deleted from the Stockroom, it may not be recoverable. If the Channel Owner wishes to use the event again, he/she must purchase a new copy from the Event Creator.

The Stockroom stores only copies of purchased events, while original source events are stored in the Galleries of the Event Creators. If a Channel Owner is also an Event Creator, he/she has a separate Stockroom for each channel to store purchased events but only one Gallery to store his/her own original source events.

GloBeam members purchase "Talents," which are limited-purpose digital items used exclusively within the GloBeam platform to access features, participate in activities, and interact with content, products, and services.

Talents are purchased through the payment systems made available on a user's device or platform (such as the app store or other authorized payment methods). Applicable payment providers may charge service fees or commissions.

Talents are not currency, have no cash value, are non-refundable, and cannot be redeemed or exchanged for money.

GloBeam members may be eligible to receive monetary compensation based on their activity and contributions on the platform. Compensation is determined by GloBeam using internal metrics (such as Diamonds) and is not an automatic conversion or redemption of any in-app units.

To receive payment, eligible members must:

1. Meet eligibility requirements, including minimum payout thresholds and compliance with platform policies;
2. Submit a payout request through the GloBeam app; and
3. Complete identity verification and compliance checks, as required by applicable laws and payment processing partners.

Once approved, payments are processed through authorized financial service providers and delivered to the member's designated account (such as a bank account or other supported payout method). Processing times may vary depending on verification status, payment method, and applicable compliance requirements.

GloBeam provides tools to help Event Creators manage and present their events on the platform. When an event is uploaded to a GloBeam Gallery as a source event, GloBeam assigns it an "Event Creation Time," which is used for internal platform organization, display, and prioritization purposes.

In the event of disputes or other undesirable situations where similar events are challenged as copying, GloBeam may, at its discretion, use Event Creation Time and other factors to determine which event is prioritized or retained on the platform. However, Event Creation Time does not determine legal ownership or copyright.

GloBeam does not act as a court or adjudicator of copyright ownership. Copyright disputes are governed by applicable law, including the Digital Millennium Copyright Act (DMCA). If copyright owners believe their work has been infringed, they may submit a valid notice in accordance with GloBeam's copyright policy. Upon receipt of valid notice, GloBeam may remove or restrict access to the allegedly infringing content.

The concept of "Presentation Right" on GloBeam refers solely to a platform-level feature governing how event is displayed or promoted within GloBeam and does not confer or represent legal ownership rights.

GloBeam may take action, including limiting or suspending a user's ability to upload or publish events, in cases of repeated disputes or policy violations, subject to GloBeam's internal review and applicable procedures.

For similar events generated using AI tools, GloBeam may treat each event as distinct for platform purposes unless a valid legal claim of infringement is established.

At the top of the "Action" screen, five (5) options are displayed from left to right:

1. All
2. Friends
3. Following
4. Zip
5. Search

All

• Tapping "All" displays an event (video or photo).
• You can swipe up to view the next event, which is arranged for you by Artificial Intelligence based on your past behavior on GloBeam. Events from channels with zip codes matching your current channel's zip codes will be given priority over others. The most recent events are displayed first.
• When you open the GloBeam mobile app, this "All" screen is displayed by default.

Friends

• A friend is a Channel Owner that you have mutually followed each other.
• Tapping "Friends" displays events from the channels of your friends, with the newest events appearing first.

Following

• Tapping "Following" displays events from the channels you are following, with the most recent events displayed first.

Zip

• Tapping "Zip" allows you to enter a country and a zip code, then the screen will display events from channels with the entered country and zip code after you tap "go."
• The newest events appear first.

Search

• Tapping "Search" allows you to enter specific keywords to search for events after you tap "go."
• Two keywords must be separated by a comma.
• For example, entering "Ariana Grande" will display events that include "#ArianaGrande" in their descriptions. Entering "Ariana, Grande" will display events that include either "#Ariana" or "#Grande" in their descriptions.
• The newest events appear first.

Tapping the "Profile" icon at the bottom of your screen enables you to view your own channel page, which is slightly different from what other members can see because some functions are only available to you.

When you look at your own channel page, at the top right corner of the channel page screen, there is a "Menu" icon. Tapping the "Menu" icon reveals a list of options, including the configurations of your GloBeam Account.

For all channel pages, the following three (3) words are displayed at the top of the page:

1. Followers
2. Zip
3. Following

Followers

• The number under the word "Followers" indicates the number of followers for this channel.
• If you are not the Channel Owner of the channel page, tapping "Followers" opens a new screen displaying 30 followers of the channel, with the most recent followers listed at the top.
• The Channel Owner can decide whether to make these 30 followers visible to others.
• If you are the Channel Owner of the channel page, you can see all followers of the channel.
• Tap "←" at the top left to return to the channel page.

Zip

• Tapping "Zip" opens a new screen displaying all zip codes covered by the channel.
• Tap "←" at the top left to return to the channel page.

Following

• The number under the word "Following" indicates the number of other channels that the Channel Owner is following.
• If you are not the Channel Owner of the channel page, tapping "Following" opens a new screen displaying 30 channels that the Channel Owner is following, with the most recent following channels listed at the top.
• The Channel Owner can decide whether to make these 30 following channels visible to others.
• If you are the Channel Owner of the channel page, you can see all channels that you are following. Channels you have recently interacted with (e.g., by liking, saving, messaging, commenting, following) are displayed at the top of the screen.
• If you are the Channel Owner of the channel page, on the top of the screen, there is a "Find" button. Please see Q24 below for more information about the "Find" button.
• Tap "←" at the top left to return to the channel page.

For all channel pages, the channel photo is displayed under the above three (3) words. The channel name is under the channel photo.

When you look at your own channel page, there is a drop-down button at the right of the channel name. From the drop-down menu, you can select one of the channels as your "current active channel."

(i) If you are not the Channel Owner of the channel page, two (2) buttons appear under the channel photo from left to right:

1. Follow/Unfollow
2. Message

Follow/Unfollow Button

• If you have not followed the channel, the button will display "Follow."
• Tapping "Follow" will let you follow the channel, and the button will change to "Unfollow."
• To stop following the channel, tap "Unfollow."

Message Button

• Tapping "Message" opens a chat screen where you can send real-time messages to, or receive real-time messages from, the Channel Owner through GloBeam Messaging System.
• The chat screen displays all messages between you and the Channel Owner, with the most recent messages appearing at the bottom.
• You have the option to delete any messages you have sent or remove the entire conversation history.
• Tap "←" at the top left to return to the channel screen.

(ii) If you are the Channel Owner of the channel page, three (3) buttons appear under the channel photo from left to right:

1. Inbox
2. Create
3. Channel

Inbox Button

• Tapping the "Inbox" button opens a new screen which displays messages sent to your currently selected active channel from GloBeam and other channels.
• Partial messages from GloBeam are displayed first, followed by partial messages from the channels that sent your most recent messages.
• You can drill down into each partial message to view the entire message and the historical messages.
• You can filter out any channels from your Inbox so that their future messages will go to the Archived area of the Inbox. Each of your channels has its own Inbox with its Archived area.
• Tap "←" at the top left to return to the channel screen.

Create Button

• Tapping the "Create" button opens a new screen which guides you through uploading an original event from your mobile phone to your Gallery, creating a source event.
• Each Event Creator has only one Gallery.

Channel Button

• Tapping the "Channel" button opens a new screen which allows you to see a list of all the channels you have created, with the newest channels displayed first.
• You can drill down into each channel to view its channel page and further explore individual events for detailed information.
• Above the list of channels, there is a "New" button. Tapping this button allows you to create a new channel with a "channel name" that does not need to be unique on GloBeam and can have multiple words to match your business name in the real world. However, to prevent potential fraud, any name containing the seven (7) continuous letters in the word "globeam," regardless of whether the letter is upper or lower case, is not allowed because these types of names are reserved by GloBeam for its own operational purposes. For example, "globeamer," "globeaming," "inglobeam," "best of globeam," "globeam expert," "globeam highlights," etc. are not allowed. By default, your screen name plus a number and your screen photo are used as the channel name and channel photo, but you can change them from time to time, no more than one change every 30 days.
• You can add a short description (up to 5,000 characters) to describe the purpose of your channel and legal disclaimer. Additionally, you must select a geographical area for your channel by choosing zip codes. A channel can cover from 1 up to 5,000 zip codes. For example, a bank with 1,000 branches may set up one channel to cover 5,000 zip codes near its branches, while a community association channel may cover only one zip code in which its homeowners live. The zip code information can be updated from time to time.
• Typically, individual users may want to make sure that their channels cover their nearby zip codes so that they will not miss the interesting events in their nearby areas. When individual users are traveling, it may not be desirable for them to change their channel information because they may go home soon. Under such circumstances, individual users may use the search function of GloBeam Action by entering the country and the zip code of the destination so that GloBeam will find the interesting events in that zip code.
• GloBeam recommends that local businesses concentrate their marketing efforts on a limited number of nearby zip codes to maximize effectiveness. For example, since most consumers are unlikely to drive two hours for a meal, promoting a restaurant to distant zip codes may result in inefficient use of marketing resources. Therefore, a local restaurant may only need to cover 3 to 6 nearby zip codes because its potential customers typically live in that area.
• A GloBeam member can create up to twenty (20) channels, allowing coverage of up to 100,000 zip codes in total.
• For online businesses or entities without a preferred physical location, the Channel Owner can select "USA" as the country and enter "00000" as the zip code. For example, a multimedia artist may use this special zip code if he/she does not want to disclose a specific address.
• A local brick-and-mortar business may enter its physical address into the "Address" field on its channel page. Visitors can then tap the "Directions" button to receive navigation guidance to the business location. Multiple Addresses are allowed. For example, a bank with 1,000 branches may list 1,000 addresses.
• A local business may enter its phone number in the "Phone" field associated with the "Address" field, allowing members to call the business directly. For example, a bank with 1,000 branches may list 1,000 phone numbers, one for each address.
• When creating a new channel, the creator automatically becomes its owner. Channel Owners have the authority to delete any event or comment on their own channels, including associated videos and photos. They can also block users from following their channels or delete their channels along with all their events.
• Tap "←" at the top left to return to the channel screen.

(i) If you are not the Channel Owner of the channel page, you will see the event photos of the channel, with the most recent events listed at the top. The Channel Owner has an option to "pin" three (3) most favored events at the top. Tapping an event photo opens a new screen which displays the event. Tap "←" at the top left to return to the channel page.

(ii) If you are the Channel Owner, you will see five (5) icons listed above the event photos from left to right:

1. Current
2. Liked
3. Saved
4. Stockroom
5. Gallery

These five (5) icons determine which type of event photos are displayed below the icons.

Current

• Tapping the "Current" icon displays all the event photos of this channel, with the most recent events displayed first.
• You have the option to "pin" three (3) most favored events at the top.
• Tapping an event photo opens a new screen which displays the event.
• You can swipe up to view the next event.
• Tap "←" at the top left to return to the channel screen.
• Each of your channels has its own set of events.

Liked

• Tapping the "Liked" icon displays all the events you have liked based on your currently selected active channel, with the most recently liked events displayed first.
• Tapping an event photo opens a new screen which displays the event.
• You can swipe up to view the next liked event.
• Tap "←" at the top left to return to the channel screen.
• Each of your channels has its own set of liked events.

Saved

• Tapping the "Saved" icon displays all the events you have saved based on your currently selected active channel, with the most recently saved events displayed first.
• Tapping an event photo opens a new screen which displays the event.
• You can swipe up to view the next saved event.
• Tap "←" at the top left to return to the channel screen.
• Each of your channels has its own set of saved events.

Stockroom

• Tapping the "Stockroom" icon displays all purchased events that are available for upload to the channel, with the most recently purchased events displayed first. Only you can access the purchased events in your Stockroom.
• Tapping an event photo opens a new screen which displays the event.
• You can swipe up to view the next purchased event.
• To upload a purchased event to the channel, tap the "Upload" button on the event screen.
• Tap "←" at the top left to return to the channel screen.
• Each of your channels has its own stockroom.

Gallery

• Tapping the "Gallery" button allows you to view all the source events you have uploaded from your mobile phone to the Gallery, with the most recent events displayed first. Only you can access the source events in your Gallery.
• Tapping an event photo opens a new screen which displays the event.
• You can swipe up to view the next source event.
• On each source event, there is a button: "To Channel." Tapping "To Channel" allows you to upload a copy of a source event from your Gallery to a selected channel.
• If you intend to sell copies, GloBeam will guide you through setting a price for the event copy.
• Tap "←" at the top left to return to the channel screen.
• Each Event Creator has only one Gallery.

Tapping the "Find" button at the top of the "Following" screen opens a new screen which empowers you to find a channel by filling out (1) channel name, (2) keywords for channel description, (3) country, or (4) zip code. A blank space means that the condition is irrelevant in your search. When you tap "go," a new screen will show a list of channels that match all the above four (4) conditions regardless of whether you follow them or not.

For instance, entering "restaurant" as the channel description, "USA" as country, and "56789" as zip code will show channels within the U.S. zip code "56789" that include "#restaurant" in their channel descriptions. Therefore, brick-and-mortar businesses can enhance their visibility by including hashtags in their channel descriptions to highlight key offerings. For example, an Italian restaurant may include "#Italian," "#Pizza," and "#Restaurant" in the description of its channel.

Tapping a channel displays all its events in chronological order, with the most recent events at the top. Exploring an event reveals comments, including associated videos and photos, listed by time stamp. The most recent comments appear at the top. You can delete your own comments, including videos and photos, at any time.

If you are interested in a channel or an event, tapping the "Follow" button on the channel screen or the "plus sign" on the channel photo of an event screen will allow you to follow the channel. You can also unfollow the channel at any time by tapping the "Unfollow" button.

Tap "←" at the top left to return to the "Find" screen.

Tap "←" at the top left again to return to the "Following" screen.

A word following a hashtag is used as a keyword for database search purposes. For example, if your channel description includes "#news," your channel will appear in search results when a GloBeam user searches for "news" on the "Find" screen. To maintain clarity, GloBeam allows a maximum of ten (10) hashtags in a channel description.

Similarly, one event description can include up to ten (10) hashtags. For example, if a restaurant adds "#restaurant" and "#56789" to its event description, users filtering events on their "Search" screens based on keywords "restaurant, 56789" can easily see the event of the restaurant with zip code 56789. From the event, users can also access the restaurant's channel page and additional details, such as the physical location of the restaurant.

To boost the visibility of an event, Channel Owners are encouraged to use hashtags to include key event description (e.g., who, what, where, when, and why) when publishing an event. This helps GloBeam users discover events that match their specific interests.

For multiple words, combine the words into one after the hashtag. For example, if your event is about "Taylor Swift," write "#TaylorSwift" in the event description.

Six icons are displayed on the right side of the event screen.

1. Channel Photo Icon (Top Icon)
   - This photo represents the channel to which the event belongs. - Tapping the "plus sign" on the channel photo enables you to instantly follow the channel. - Tapping the "channel photo" opens the channel page, displaying event pictures of all events on the channel, with the most recent events listed at the top. - You can tap any event picture to view its details, including comments, videos, and photos with timestamps. The most recent comments appear at the top. - You can choose to Follow or Unfollow the channel from this channel page. - Tap "←" at the top left to return to the event screen.
2. Heart Icon (Second from the Top)
   - The number displayed below the icon indicates the total likes the event has received. - A GloBeam member can tap the heart icon to like the event.
3. Comment Icon (Third from the Top)
   - The number displayed below the icon indicates the number of comments that the event has received. - Tapping the "comment" icon opens a new screen displaying all comments, including videos and photos, from GloBeam members worldwide. - The most recent comments appear at the top. - Tap "X" at the top right to close the new screen.
4. Save Icon (Fourth from the Top)
   - The number displayed below the icon indicates how many times the event has been saved. - Any GloBeam member can tap the save icon to store the event as a record.
5. Forward Icon (Fifth from the Top)
   - The number displayed below the icon shows how many times the event has been forwarded. - Tapping the "forward" icon opens a screen which allows a GloBeam member to send a text message inviting a friend to view the event on GloBeam or send the event directly to a friend on GloBeam through GloBeam Messaging System. To protect the intellectual property rights of Event Creators, GloBeam generally does not allow any member to download any event to his/her mobile phone. - Tap "X" at the top right to close the new screen.
6. More Icon (Sixth from the Top)
   - Tapping the "more" icon provides access to additional features available at that time.

You can use your mobile phone to capture a video or photo of the event. We highly recommend capturing a video rather than a photo, as it allows you to verbally report what happened. If you cannot capture the exact moment, you may record something related to the event instead. Note: Users must comply with applicable privacy and recording laws when capturing content.

Once you have recorded the event on your phone, upload it to your Gallery to create a source event. When uploading a copy of your source event (video or photo) from your Gallery to a channel, you can add a short description with a legal disclaimer of up to 2,000 characters.

A high-quality video or photo can significantly increase the popularity of your event. The maximum video length is 10 minutes.

Publishing high-quality new events frequently is essential for attracting followers to your channel. A new event is defined by its publication time on a channel, not the Event Creation Time when the original source event was created. Since newer events appear first, Channel Owners are encouraged to publish fresh content regularly to ensure their events receive priority when GloBeam users view events. However, because people generally prefer genuinely new content rather than repeated old events, re-publishing of past events may have a negative marketing impact.

If a Channel Owner lacks the time or resources to create original events, he/she can purchase event copies from other Event Creators and enhance them with relevant hashtags to highlight key marketing terms before publishing them on his/her own channel.

For example, multimedia artists often create visually appealing videos featuring flowers and music. A local flower shop's Channel Owner can purchase these event copies from multimedia artists and publish them with customized marketing keywords to attract potential customers. This approach benefits both Event Creators and Channel Owners, creating a win-win situation.

To encourage Channel Owners to purchase event copies from Event Creators, newly purchased event copies are given a special promotion when they are published by the Channel Owners right after the event purchase transaction. This helps the Channel Owners to promote their channels.

After you have purchased Talents, you can promote events on your channel by tapping the "Promote" button on the event screen.

An e-commerce business can establish a channel page on GloBeam with a direct link to its existing website. GloBeam members can access the website by simply tapping the link. GloBeam charges a business a nominal service fee for sending visitors to its website. The e-commerce business uses Talents to pay the fee.

A Channel Owner can enable or disable the emergency notice function for their channel. By default, this function is set to "enabled." When this important life-saving feature is enabled for a channel, GloBeam surrounds the channel photo with a golden ring to honor this channel.

When a new event is uploaded to a channel with the emergency notice function enabled, GloBeam will prompt the Event Creator with the question, "Is this an emergency?" If the Event Creator selects "Yes," he/she will be asked to check applicable boxes based on the instruction: "Please check all boxes that apply." The options include: (1) Life in Danger, (2) Missing Child, (3) Human Trafficking, (4) Fire Outbreak, (5) Natural Disaster, (6) Violent Crime, (7) Break In, (8) Have Been Drugged, (9) Being Followed, (10) Being Bullied, and (11) None of the Above. If the Event Creator selects any of items (1) through (10) without selecting item (11), the event will be published on the channel with a warning signal sent to all followers of the channel.

GloBeam will reward qualified Channel Owners with Diamonds for helping Event Creators publish emergency notice. A Channel Owner will be publicly recognized when he/she has successfully protected other people through emergency notice.

To prevent abuse of the emergency notice function, GloBeam may restrict or suspend an Event Creator from publishing emergency events for six (6) months if a published emergency event is found to be false based on the complaint submitted by the Channel Owner. GloBeam may also permanently block an Event Creator from publishing emergency events if he/she repeatedly violates GloBeam's rules.

When a new emergency event is uploaded to a channel you follow, a short message will appear on your phone screen, accompanied by a sound to alert you. You can enable or disable this notification function. The default setting is "enabled."

GloBeam prohibits content that violates its policies or applicable laws. Repeated violations may result in the permanent suspension of the Event Creator's ability to publish future events.

GloBeam email certification is designed to add a strong layer of verification to emails and help significantly reduce the risk of scams, phishing, ransomware, and certain unauthorized or deceptive email communications.

It is very easy to certify your email. When you intend to send a certified email, please add "certify@globeam.com" as a recipient of the email in the "TO" field of your email. As a courtesy to the recipients, please write "Certified by GloBeam" at the top of your email so that they know that your email has been certified. After sending the email, please open the GloBeam mobile app and tap the "Certify" icon at the bottom of the screen. Then, at the top of the screen, please tap "Sent," tap the email you just sent, then tap "Yes" to the question on the screen. If you do not tap "Yes" within a reasonable time limit, it will be too late to certify your email, and you may need to re-send your email to certify it.

Please open the GloBeam mobile app and tap the "Certify" icon at the bottom of the screen. Then, at the top of the screen, please tap "Received," and tap the email you just received to verify whether the received email has truly been certified by the sender. Of course, if you cannot even find the received email on your GloBeam mobile app, the received email has not been certified by the sender.

No.

Fraudsters often use emails to cheat consumers. For example, a fraudster can pretend to be a friend or a relative of a victim and ask the victim to provide urgent financial aid.

A fraudster can pretend to be a business to send emails to clients (or prospective clients) of the business and request them to take an action that benefits the fraudster. For example, the action may be providing user ID and password, paying a fee, filling out a form that collects information, downloading a file (which is malware), etc.

Fraudsters often use emails to deceive people during financial transactions. For example, a museum in Netherlands, Rijksmuseum Twenthe, intended to purchase Constable's 1824 painting "A View of Hampstead Heath" from an art dealer. After a long negotiation, both parties agreed upon a sale price of $3,100,000. However, a fraudulent email posing to be the art dealer asked the museum to send $3,100,000 via a wire transfer to a bank account that was actually controlled by a fraudster. As a result, the fraudster stole $3,100,000. The museum and the art dealer ended up suing each other in court. Similarly, during real-estate transactions, fraudsters often swindle the buyers by sending fake escrow instructions to the buyers so that they will send wire transfers to the accounts that are actually controlled by the fraudsters.

There are numerous cases in which fraudsters use fake emails to steal money from victims. The Instagram influencer, popularly known as Ray Hushpuppi or the "Billionaire Gucci Master" with more than 2 million followers, was arrested by the FBI because he made his money by sending fraudulent emails to cheat financial institutions, law firms, etc. to pay fake invoices. In the United States, email compromises often constitute more than 50% of the cybercrimes and billions of dollars are stolen through email compromises every year. Many victims, e.g., financial institutions, government organizations, law firms, etc., have kept silent about their email compromise cases because it is humiliating for them to disclose that they have been cheated by fraudsters.

No. Fraudsters use regular emails with fraudulent content (e.g., fake escrow instructions, etc.) to cheat people. In the above examples, fraudulent emails have nothing to do with any computer malware.

No. Fraudsters use regular emails with fraudulent content (e.g., fake payment instructions, etc.) to cheat people. In the above examples, fraudulent emails have nothing to do with any security update.

No. Fraudsters use regular emails with fraudulent content (e.g., fake stories, etc.) to cheat people. In the above examples, fraudulent emails cannot be identified by any email security system.

No. Fraudsters use regular emails with fraudulent content (e.g., fake invoices, etc.) to cheat people. In the above examples, fraudulent emails have nothing to do with any secure email website.

Ransomware is a type of malware. Hackers often use emails to spread ransomware which will disable the essential functions of computer-based devices until the victims pay the ransom demanded by the hackers. The most common ransomware attack approach is to encrypt all the files inside a computer-based device first, then provide the victim with a decryption key after the victim has paid the ransom.

Like kidnapping cases, the ransom demands are based on how much the victims are willing to pay. For the ransomware attack that occurred on July 3, 2021, thousands of businesses in 17 countries were the victims. The hackers demanded $45,000 to $5 million per business. When the computer giant Acer was hit by a ransomware attack in March 2021, the hackers demanded $50 million.

It has been estimated that ransomware attacks occur extremely frequently, in some studies as often as every 10 seconds.

It is estimated that over $10 billion dollars are lost every year due to ransomware attacks.

Yes. The ransomware is spread through emails. Whoever uses emails may be the next target for ransomware attacks.

Yes. The ransomware is spread through emails. Hackers do not skip small businesses.

A large number of cybercriminals are capable of conducting ransomware attacks. Ransomware attack kits are available on the black market. Some hackers actually teach other hackers how to conduct ransomware attacks so that they can receive portions of the ransoms. A person with some basic computer skills can become a hacker. Many of these hackers are very young. A parent often cannot tell that his/her kid is a hacker. Some parents even encourage their kids to become hackers. With the help of bitcoins, robbing a bank with a ransomware attack is easier than robbing a bank with a gun.

The answer depends on the system, the attacker, and the circumstances. Although computer malware scan software vendors claim that their software products can prevent ransomware attacks, many victims of ransomware attacks used the most advanced computer malware scan software products prior to the ransomware attacks. One can imagine that hackers have continuously modified their ransomware to hide itself from detection by computer malware scans. Similar to what we have often seen in movies, a fully guarded museum or casino can only discover its security flaws after its most valuable assets have been stolen.

Many victims of ransomware attacks used the most advanced email security systems but could not prevent the attacks. Hackers often use stolen email accounts to send emails, and email security systems will allow these emails to go through because they are from familiar email addresses. Some email security systems block all emails which have attachments or links. Such email security systems have defeated the purpose of email communication because people can no longer work effectively as a result of missing information.

No. An attachment with ransomware or other malware can be uploaded to a secure email website. Whether the business can detect it via malware scans depends on the luck of the business. Additionally, hackers and fraudsters often use fake secure email websites for phishing schemes to spread malware, including ransomware. Such incidents will severely damage the reputation and the credibility of the businesses whose names are used for fake secure email websites.

No. Although a person may be able to recover some data from the backup copy, the person cannot stop the hackers from disclosing private information, confidential information, and trade secrets.

No. Hackers and fraudsters can pretend to be the people you know to send emails to you.

There are two common schemes. First, a fraudster or a hacker can use an email address spoofing technique to send an email to you based on your friend's email address. In fact, the email address spoofing technique is taught on the Internet. Even kids may know how to do it. Second, a hacker can steal your friend's email account to send an email to you. Once a hacker has stolen your friend's email account, the hacker can obtain the email addresses of your friend's business contacts, relatives, friends, etc., including your email address.

When the Internet was designed over sixty (60) years ago, nobody imagined that emails could be used to spread malware or commit fraud. Today, emails are the primary channels for hackers and fraudsters to commit cybercrimes. Although the IT department of a business can timely perform all technical tasks, such as installing security updates, strengthening the firewalls, running malware scans, etc., employees of the business frequently open email attachments or click on links inside emails from the people they know. This is one of the most common security flaws because hackers and fraudsters often send emails, posing to be the people known to the email recipients. The same common security flaw also applies to individuals.

GloBeam uses patented technologies to provide an email certification process designed to verify that an email was sent from a confirmed email account associated with the sender. Although a hacker or fraudster may use spoofing techniques to send an email that appears to come from another person's email address, such an email generally cannot complete the GloBeam certification process without access to the verified GloBeam account. When used consistently, GloBeam certification can significantly reduce the risk of certain types of email-related fraud.

No. You do not need to certify every email you want to send. We recommend that our members certify important emails, emails related to financial matters, and emails with attachments or links.

You just need to follow these three (3) simple steps:

STEP 1: Insert the email address "certify@globeam.com" into the TO field of your email (not the CC field).

STEP 2: Write "Certified by GloBeam" at the top of your email in red in bold font to remind the email recipient(s) that your email will be certified by GloBeam.

STEP 3: After sending your email, confirm the sending of your email through the "Sent" category of the Email Center in your mobile app.

You can easily verify it by viewing the "Received" category of the Email Center in your mobile app.

The message "Void" means that the sender has not timely confirmed the sending of the email. To protect you, your mobile app informs you to discard that email.

The message "Invalid" means that the sender has informed GloBeam that he/she did not send the email. To protect you, your mobile app informs you to discard that email.

Yes. We recommend our members to add "Certified by GloBeam" at the top of the email as a courtesy to the email recipients so that the recipients can immediately know the emails will be certified by GloBeam. However, if you forget to include "Certified by GloBeam" at the top of your email, your email will still be certified by GloBeam as long as you have included certify@globeam.com in the TO field of your email (not the CC field).

A good habit is essential to protect you in the digital world. You can establish a good habit of (1) certifying your important emails, emails related to financial matters, and emails with attachments or links, and (2) using GloBeam certification as an additional verification step before relying on an email, especially if it involves financial matters, attachments, links, or sensitive information. If you receive an email that is not certified by GloBeam, you should call the sender to personally verify whether he/she has truly sent the email to you before you open any attachment or click on any link inside the email. Only direct verbal verification is reliable because a hacker can pretend to be the sender to verify the email via a fake text message or a fake email.

You may require or request employees, suppliers, and customers to (1) certify their important emails, emails related to financial matters, and emails with attachments or links, and (2) use GloBeam certification as an additional verification tool for important emails, especially those involving financial matters, attachments, links, or sensitive information.

Yes. GloBeam is designed to operate 24 hours a day, 7 days a week, although service availability may be affected by technical, maintenance, or network conditions.

GloBeam's computer systems are designed to scale to handle extremely large volumes of email traffic, including very high daily certification volumes as demand grows.

GloBeam will send you a reminder email to remind you to confirm your email via your mobile app. To protect other GloBeam Members, if you do not confirm your email after receiving the reminder email, GloBeam will inform the email recipients to discard the email because you have not confirmed it.

No. For email certification purposes, GloBeam does not read email contents or attachments and instead processes limited metadata such as email addresses, subject lines, and time stamps.

GloBeam does not retain full email contents as records for certification purposes. GloBeam only keeps limited metadata, such as the sender email address, recipient email addresses, email subject, and time stamp, for 3 months. Your own mobile app may store a longer historical record for you.

No. To protect GloBeam Members, GloBeam does not certify broadcasting emails and emails sent by machine. For example, if there are more than 100 recipients in an email, GloBeam may limit verification to the first 100 recipients. If a member sends more than ten (10) emails within one (1) minute or has too many bounced-back emails, GloBeam may temporarily restrict the member's account in accordance with GloBeam's then-current internal policies.

Although the chance is very low, emails can be lost on the Internet. If your GloBeam mobile app does not ask you to confirm your email after you send it, you may send your email again. Please make sure that you include "certify@globeam.com" in the TO field (not the CC field) of your email. If you still encounter the same type of problem, please check whether your email server is working correctly.

No. You should still verify the certified email via your mobile app. One can imagine that a hacker or a fraudster can easily add such a statement in his/her fraudulent email to cheat a victim. This statement only intends to remind the email recipient that the email will be certified so that the recipient can verify the validity of the email via his/her mobile app.

No. You should still verify the certified email via your mobile app. One can imagine that a hacker or a fraudster can easily send such fake email to a victim by using the email address spoofing technique. The email certification code only intends to help you quickly identify the email in your mobile app. If such email does not exist in your mobile app, the email is sent to you by a hacker or a fraudster.

No. Like the traditional certified letter, you cannot trust a letter from a stranger simply because the letter has been certified. GloBeam does not know who the hackers and the fraudsters are. A hacker or a fraudster can also open an account with GloBeam and send certified emails. Accordingly, users should exercise caution when dealing with an unknown sender.

GloBeam is designed to allow a user to send a GloBeam Alert to designated Responders based on a voice command or in-app action in the event of a life threat, an emergency, or a perceived risk. After a GloBeam Alert is successfully triggered, GloBeam is designed to provide Responders with location and environmental information, subject to device settings, permissions, network availability, and whether the app remains active. A life threat, an emergency, or a risk can be caused by a medical condition, an accident, a dangerous condition, a criminal activity (such as robbery, burglary, stalking, kidnapping, rape, assault, etc.), a risky situation (such as an unwelcome touch, a body contact, an abusive treatment, a sexual violation, a quarrel, a domestic violence, a fight, a gunshot, a fire alarm, etc.), or any other unexpected emergency situations. The following statistics illustrate the kinds of emergency and risk situations for which GloBeam Alert is intended to be helpful:

• Young women are exposed to very high risks. According to a survey conducted in the United States by the Journal of Studies on Alcohol and Drugs, nearly 18 percent of women reported they had been raped while incapacitated by alcohol or drugs prior to college. The survey also revealed that about 15 percent of women reported they had been raped while incapacitated by alcohol or drugs during their first year in college.
• Around 18.3 million women in the US are the victims of stalking during their lifetime. Men are also stalked and around 5.7% (nearly 6.5 million) of US men experience stalking at some point in their life. Most of them are stalked by someone they know. They are traumatized by the stalkers and the negative impacts can last for their lifetime.
• Senior people are exposed to many high risks. According to the U.S. Centers for Disease Control and Prevention (CDC), millions of senior people fall each year. In fact, more than one out of four senior people fall each year. Over 3 million senior people a year are treated in emergency departments for fall injuries. Over 800,000 patients a year are hospitalized because of a fall injury. The total medical costs for falls are more than $50 billion per year.
• Cardiovascular diseases (CVDs) are heart and blood vessel conditions that remain the leading cause of premature death in the United States. Annually, over 800,000 people in the U.S. have a heart attack. One in five heart attack victims did not know that he/she had the risk of heart attack. All the CVD-related expenses cost the U.S. around $219 billion each year. By 2035, the medical costs and productivity losses are expected to reach about $1.1 trillion.
• Even if a normal healthy person stays at home all the time, he/she can become a victim of burglary. According to the FBI statistics, on average, a burglary happens once every 30 seconds in the United States. That adds up to two burglaries every minute and about 3,000 burglaries per day. Many burglaries have caused other additional crimes, such as assault, murder, raping, kidnapping, etc.
• There are many other unpredictable risks. For example, over 500,000 people went missing in 2020 in the United States and more than 300,000 were kids. One out of seven missing kids who never came back was probably a sex trafficking victim. There are 40.3 million victims of human trafficking around the world, about 25% of them are children, about 75% of them are women and girls.
• Children in school are not free of risks. A study conducted by the U.S. National Library of Medicine found that 24.7% students bullied other students occasionally while 2.8% did it very frequently. 49% of children in grades 4 to 12 had been bullied by other students at least once. For students who had been bullied, 29% reported being bullied in classrooms; 29% in the hallway or at their lockers; 23% in cafeterias; 12% in the bathrooms; and 6% on the playground.
• Even recreation is not free of risks. According to a study conducted by The U.S. Centers for Disease Control and Prevention (CDC), over 200,000 people were treated each year in emergency departments for injuries caused by outdoor recreational activities, such as hiking, mountain biking, rock climbing, snowboarding, sledding, etc. Of those injured, more than fifty percent (50+%) were young people. For both men and women of all ages, the most common injuries were fractures (27.4 percent) and sprains (23.9 percent). Of these, most injuries were to the arms or legs (52 percent) or to the head or neck (23.3 percent). Overall, 6.5 percent of outdoor injuries treated were diagnosed as traumatic brain injury (TBI).

The Responders can be your parents, adult children, spouse, siblings, loved ones, relatives, friends, neighbors, assistants, bodyguards, doctors, nurses, or whoever are willing and able to assist you or help you respond to emergency or problematic situations when you need help.

GloBeam Alert is not a substitute for 911, law enforcement, fire services, or medical emergency services. Users should contact 911 or other emergency services whenever possible. Emergency services may have limited resources, and response times may vary depending on the location, circumstances, and severity of the situation. Very often, no police personnel will even show up after you have made multiple 911 calls. In many areas, the police personnel may only show up after a major crime, such as a murder, has been committed. If no crimes have been committed yet, they may not show up even if the crimes are about to happen. As a result, police personnel may show up too late to save or help you.

For example, if you call 911 and report that someone is following you on the street, the 911 team may advise you to walk to the nearest police station. However, no police personnel will show up to protect you while you are walking to the police station. In comparison, if you send a GloBeam Alert, your Responders may be able to respond more quickly or more personally, depending on their availability and proximity.

For example, if a person feels that he/she is about to get intoxicated in a bar or a restaurant, no police personnel will show up to protect him/her. However, the person's Responders may be able to respond more quickly or more personally and help him/her get home safely.

For example, if a girl encounters a sudden nonconsensual, sexual advance by an offender, she may not have the opportunity to call 911. However, she can verbally send a GloBeam Alert to her Responders. The offender may stop the advance and run away if he knows what the GloBeam Alert is.

For example, if a child is bullied in the school, the 911 team may not send police personnel to protect the child. However, the child can verbally send a GloBeam Alert to the Responders who may be able to respond more quickly or more personally to protect the child.

For example, if a young man falls from a cliff during mountain biking, although he cannot move any more, he can verbally send a GloBeam Alert to the Responders who may be able to respond more quickly or more personally to locate him and launch a rescue mission.

For example, if a child gets lost in an unfamiliar area, he/she can verbally send a GloBeam Alert to the Responders who may be able to respond more quickly or more personally to locate the child.

For example, if a man feels that he has a heart attack, although he cannot move any more, he can verbally send a GloBeam Alert to the Responders who may be able to respond more quickly or more personally to send an ambulance to save him.

Moreover, because the 911 personnel do not know you, they may not be able to meet your specific needs. The need to know you well becomes crucial when you have a special medical condition. In comparison, your Responders may know you well and take precise actions to help you.

Additionally, you need time to explain your situation to the 911 personnel who do not know you; however, you may not have the time in the event of an emergency. In comparison, your Responders may not need any explanation from you. If needed, your Responders may call 911, your doctor, the hospital, etc. to explain the situation for you in more detail.

Furthermore, if you cannot reach your phone, you cannot even call 911. In comparison, because you can remotely send a GloBeam Alert via a voice command, your Responders may still receive your GloBeam Alert even if you cannot reach your phone.

Most importantly, after you send a GloBeam Alert, GloBeam is designed to help Responders identify your location and your environmental condition. GloBeam also helps Responders track your movement and provides them with driving directions so that they may quickly rescue you or get you out of risks or problematical situations.

The location information is priceless for many situations. For example, if a girl goes to a party with her friends, she may not know the address location of the party. However, if she sends a GloBeam Alert when she feels that she is drugged, GloBeam is designed to immediately inform her Responders of the address of the party location so that the Responders may save her in time.

In summary, the Responders of your GloBeam Alert are the people who truly care about you and know you very well. They may be able to respond more quickly or more personally than what the 911 personnel can do for you. GloBeam is designed to help Responders find you more quickly and provide assistance or coordinate help.

Scientifically speaking, the ratio of "the number of police personnel" to "the population" in your area may be, for example, 1 to 1,000. This means that one (1) police person needs to take care of 1,000 people. You can only get about 0.1% of the attention from the police personnel. In comparison, you can have multiple Responders to take care of you and you have their full attention.

Of course, you can always call 911 if your condition allows you to do so and you believe that the police personnel will show up after your 911 call.

Each GloBeam Member can have up to ten (10) Responders. Based on GloBeam's design and testing, it is desirable for a GloBeam Member to have multiple Responders. However, it is impractical for a GloBeam Member to have more than ten (10) Responders.

Whenever a GloBeam Member thinks his/her life may be in danger or he/she may need urgent help, he/she may send a GloBeam Alert. Below please find some examples:

• When a GloBeam Member encounters a criminal or a kidnapper, he/she may send a GloBeam Alert right away.
• When a GloBeam Member has an accident and needs help (either inside or outside his/her home), he/she may send a GloBeam Alert.
• When a GloBeam Member is stalked by someone on the street, he/she may send a GloBeam Alert.
• When a GloBeam Member is stopped by a gangster on the street, he/she may send a GloBeam Alert.
• When a GloBeam Member feels intoxicated in a bar, a restaurant, a party, or a risky place, he/she may send a GloBeam Alert.
• When a GloBeam Member thinks that he/she has been drugged, he/she may send a GloBeam Alert.
• When a GloBeam Member suspects that someone has broken into his/her house or apartment, he/she may send a GloBeam Alert.
• When a GloBeam Member is uncomfortable with a situation (e.g., an unwelcome touch, a body contact, an abusive treatment, a sexual violation, a quarrel, a domestic violence, an assault, a fight, a gunshot, a fire alarm, etc.), he/she may send a GloBeam Alert.
• When a GloBeam Member is frightened by a person near him/her (even if the person is his/her friend or relative), he/she may send a GloBeam Alert.

In addition to the above examples, one can imagine that there are many other potentially life-threatening, emergency, or risky situations that may cause a GloBeam Member to send a GloBeam Alert.

GloBeam Alert is intended for situations in which a user reasonably believes that urgent help, personal assistance, or rapid communication with Responders may be needed. Whenever you need help, you can send a GloBeam Alert as long as your Responders can help you. The relationship between you and any of your Responders is a private matter between you and the Responder.

A GloBeam Member may be able to use a voice command or an in-app control to send a GloBeam Alert, depending on device settings and supported features. If the member uses an iPhone, the member just needs to say "Hey, Siri," "Send GloBeam Alert." If the member uses an Android phone, the member just needs to say "OK, Google," "Send GloBeam Alert." Both Apple and Google are working on their enhancements to allow voice commands to unlock mobile phones. The availability of voice activation features may depend on the user's phone settings, operating system, permissions, lock-screen configuration, and third-party voice assistant capabilities.

Please make sure that you enable Siri or Google Assistant on your mobile phone first so that you can use voice commands later.

In addition to the voice command, a GloBeam Member can also "quietly" send a GloBeam Alert by tapping a button on the "Alert" screen of the GloBeam mobile app.

After sending a GloBeam Alert, if supported by the device and permissions, GloBeam is designed to send the location information and the environmental information of the GloBeam Alert Sender to all Responders every 10 minutes if the GloBeam mobile app remains open on the GloBeam Alert Sender's mobile phone. To keep the GloBeam mobile app open, the GloBeam mobile app must be on the foreground and the phone is unlocked. These functions depend on device permissions, camera and microphone access, network availability, operating system behavior, battery status, and whether the app remains active in the foreground.

The location information helps the Responders to quickly track and find the GloBeam Alert Sender. The environmental information is sent through a 30-second video clip, consisting of 15 seconds for the front view (screen side) of the phone and 15 seconds for the back view of the phone, which is automatically recorded by the phone of the GloBeam Alert Sender. The first set of transmitted location and environmental information may be especially useful in some situations.

For example, after a girl has sent a GloBeam Alert because a man intends to sexually assault her, she may hold her phone with the screen side facing the man so that GloBeam will clearly record his face into the first video clip and send the video clip to her Responders right away. In addition, the phone screen will show to the man that the GloBeam Alert has been triggered, and it is better for him to run away.

As another example, if a girl feels that she is drugged in a party, after sending the GloBeam Alert, she may move her phone around her for a full circle with the phone screen side facing other people so that GloBeam will clearly record all people surrounding her into the first video clip and send the video clip to her Responders right away.

Similarly, if a person has an accident and cannot move any more, after sending the GloBeam Alert, he/she may use the phone screen side to scan himself/herself and the environment so that GloBeam will clearly record his/her condition and the environmental conditions into the first video clip and send the video clip to his/her Responders right away.

Additionally, the sound of the video clip may contain a crucial voice message, such as 'I have fallen in my bathroom and cannot move anymore;' 'The kidnapper has a black car with a license plate 3B27G6,' 'John Doe is attacking me,' etc. The pictures of the video clip also provide important information about the environment of the GloBeam Alert Sender every 10 minutes.

If the GloBeam mobile app is moved to the background of the GloBeam Alert Sender's mobile phone or if the mobile phone is locked, GloBeam mobile app will stop sending the video clips and the location information. However, the GloBeam mobile app will restart to send the video clips and the location information again when the GloBeam mobile app is moved back to the foreground and the phone is unlocked.

Users are responsible for complying with applicable privacy, recording, surveillance, and consent laws when using these features.

Yes. You can stop the GloBeam Alert by tapping the "Stop" button on the GloBeam Alert screen. However, one can imagine that a criminal will immediately stop the GloBeam Alert after seizing the victim's phone. Therefore, GloBeam has included a special "Protection Period" to protect the victim.

The Protection Period starts after the "Stop" button has been tapped. The default length of the Protection Period is 30 minutes. A GloBeam Member has an option to extend it up to 6 hours. During the Protection Period, GloBeam is designed to continue sending the location information and the environmental information (i.e., video clips) every 10 minutes if the GloBeam mobile app remains open on the GloBeam Alert Sender's mobile phone. GloBeam will stop sending the location information and the environmental information when the GloBeam mobile app is moved to the background or when the phone is locked.

However, when the GloBeam mobile app is moved back to the foreground during the Protection Period and the phone is unlocked, the GloBeam mobile app is designed to continue sending the location information and the environmental information.

Regardless of whether the "Stop" button has been tapped or not, all GloBeam Alert activity is designed to stop automatically within 24 hours of the initial sending of the GloBeam Alert. By that time, the Responders may already have taken whatever actions they consider appropriate.

When the Responder taps a received GloBeam Alert message to read the details, GloBeam is designed to indicate to the GloBeam Alert Sender that the Responder has received the GloBeam Alert. If the GloBeam Alert Sender sent the GloBeam Alert via a voice command, GloBeam is designed to respond with a voice acknowledgement message. If the GloBeam Alert Sender sent the GloBeam Alert silently by tapping a button on the "Alert" screen of the GloBeam mobile app, GloBeam is designed to respond silently by displaying an acknowledgement message on the screen.

You can use the GloBeam Member ID Number, the email address, or the phone number of your Responder to inform GloBeam to add the Responder. GloBeam is designed to send the prospective Responder a request to confirm whether he/she is willing to be your Responder. GloBeam will register that person as your Responder upon acceptance. For your information, your GloBeam Member ID Number is displayed on the "Setting" screen of your GloBeam mobile app.

You can test your GloBeam Alert with any Responder by tapping the "Test" button shown after the Responder's name displayed on your GloBeam mobile app. During the test, GloBeam will not send a GloBeam Alert to all Responders. Only the selected Responder will receive a GloBeam Alert Test signal, indicating that you are doing a GloBeam Alert Test with him/her. The selected Responder can tap a "Successful" button to confirm that he/she has successfully received your GloBeam Alert Test signal. Your GloBeam mobile app will indicate whether the test was reported as successful.

Yes. Either you or your Responder can terminate the Responder relationship. When one party terminates the Responder relationship, GloBeam is designed to notify the other party promptly so that a replacement can be quickly arranged. We recommend a GloBeam Member to have multiple Responders so that the impact of such termination is minimized.

Ten (10). GloBeam currently limits one person to ten (10) GloBeam Members as their Responder, because handling a larger number may be impractical. If you are a security company and want to use the GloBeam Alert capability to protect your clients, you need to contact GloBeam to make a special arrangement.

No. GloBeam currently does not charge a fee for sending a GloBeam Alert.

No. Your GloBeam Alert is intended to function as a private communication between you and your Responders, subject to applicable law, legal process, and GloBeam's policies. GloBeam does not automatically report your case to the police after you send a GloBeam Alert. If needed, either you or your Responders can report the case to the police.

As an option for you, GloBeam offers Virtual DNA protection services designed to help identify potentially suspicious activity associated with you if your bank, credit union, stockbroker, or insurance company is connected to the United A.I. Network®. If suspicious activity is detected, GloBeam may notify you so that you can review the activity and take appropriate action if it is not authorized by you.

The Virtual DNA protection services use basic identifying information, such as name, birth date, zip code, and country, in accordance with applicable laws and GloBeam's policies.

Email is the primary business communication method today. Fraudsters often use emails to send false accounting documents, such as false invoices, false payment instructions, etc., to cheat the recipients of the emails. Many businesses have suffered losses from accounting fraud.

A fraudster can use the bank account information of a victim, such as credit cards, debit cards, checks, etc., to steal money from the victim. Many consumers have suffered from bank fraud.

A fraudster can use the identity of a victim to conduct financial transactions, such as borrowing loans, purchasing goods or services, claiming insurance coverage, etc. As a result, the victim is left with the liabilities created by the fraudster.

Yes. GloBeam is licensed by Apex Techlink, Inc. to use technology covered by the following patents:

• U.S. Patent 7533808
• U.S. Patent 8625838
• U.S. Patent 8191774
• U.S. Patent 8500011
• U.S. Patent 8870068
• U.S. Patent 9288197
• U.S. Patent 9390417
• U.S. Patent 9858576
• U.S. Patent 9866386
• U.S. Patent 9886693
• U.S. Patent 10163158
• U.S. Patent 10326594
• U.S. Patent 10521798
• U.S. Patent 10680821
• U.S. Patent 10713661
• U.S. Patent 10922754
• U.S. Patent 10992471
• U.S. Patent 11288676
• U.S. Patent 11469892
• U.S. Patent 11599945
• U.S. Patent 11811927
• U.S. Patent 11908016

No. To use certain GloBeam features, including email certification and fraud-related protections, users are required to provide accurate identifying information consistent with GloBeam's policies and applicable laws. However, you may use a fictitious screen name after opening your GloBeam account. The screen name may be used as the default for Channel Owner name, Event Creator name, or GloBeam Action username, and you may change those names after opening the account.

A user may maintain only one GloBeam account, although that account may include multiple email addresses.

A user may maintain only one GloBeam account, although that account may include multiple phone numbers.

In general, email processing time may vary depending on factors such as message size, attachments, network conditions, server load, and queue volume during peak periods. This situation is similar to certifying mail in the post office. It may take a longer time to certify your mail when there are many people waiting in line ahead of you.

GloBeam is a part of the United A.I. Network®, which is designed to help financial institutions and government organizations detect, deter, and reduce the risk of financial crimes.